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Fast Growth Theatre Company

Underwriter

Contract
£300 - £400 per day (Inside IR35)
London, UK
Hybrid
Banking & Financial Services

My client is seeking an experienced Underwriter with a strong background in commercial lending and real estate portfolio management.

The ideal candidate will possess in-depth knowledge of financial analysis, risk assessment, and underwriting principles to evaluate and approve commercial loan applications.

As a Commercial Underwriter, you will play a crucial role in mitigating financial risks and ensuring the overall health and success of our commercial lending and real estate portfolios.

Responsibilities

  • Evaluate and analyse commercial loan applications, assessing the financial health and creditworthiness of borrowers.
  • Conduct thorough financial statement analysis, cash flow projections, and collateral evaluations to determine the level of risk associated with each loan request. 
  • Collaborate with loan officers, relationship managers, and other stakeholders to gather necessary information for the underwriting process.
  • Utilise industry knowledge and market trends to assess the risks and opportunities associated with commercial lending and real estate portfolios.
  • Identify and analyse potential risks, proposing mitigating strategies to ensure sound lending decisions.
  • Stay abreast of regulatory requirements and industry best practices to maintain compliance in underwriting activities.
  • Monitor and manage an existing portfolio of commercial loans and real estate assets.
  • Conduct regular portfolio reviews, identifying any signs of credit deterioration or emerging risks.
  • Recommend and implement strategies for portfolio optimization and risk mitigation.
  • Collaborate with cross-functional teams, including loan officers, legal, and finance, to ensure a streamlined underwriting process.
  • Communicate effectively with clients, providing clear explanations of underwriting decisions and addressing any inquiries or concerns.
  • Ensure accurate and complete documentation for all underwriting activities.
  • Maintain a high level of compliance with internal policies, external regulations, and industry standards.

Qualifications

  • Proven experience in commercial underwriting, with a focus on commercial lending and real estate portfolios.
  • Strong analytical and financial modelling skills.
  • In-depth knowledge of commercial lending practices, real estate markets, and regulatory requirements.
  • Excellent communication and interpersonal skills.
  • Ability to work independently and collaboratively in a fast-paced environment.
Need help?
David Preedy
Principal Consultant - UK - Public Sector

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